Purchasing a home is one of the most significant investments you can make in your lifetime. A home warranty is designed to provide homeowners with coverage for major systems and appliances that can break down at any time due to normal wear and tear. When an item covered under a home warranty stops working, the homeowner will only have to pay a small service fee, which is considerably cheaper than the cost of replacing the item entirely. Home warranties are beneficial for homeowners who want full reassurance that their home is protected.